ATM and card skimming frauds are methods of stealing credit or debit card information by placing devices on ATMs or point-of-sale (POS) terminals to capture card information. Here are some tips to help protect yourself from ATM and card skimming frauds:
Inspect the ATM or POS terminal: Before using an ATM or POS terminal, inspect it carefully for any signs of tampering or unusual devices attached to it. Look for loose or misaligned parts, unusual wires or attachments, or any other signs of damage or tampering.
Cover your PIN: When entering your PIN at an ATM or POS terminal, cover the keypad with your hand to prevent anyone from seeing your PIN.
Use secure ATMs: Use ATMs located in well-lit and high-traffic areas, as these are less likely to be targeted by fraudsters.
Use chip-enabled cards: Use chip-enabled credit or debit cards instead of magnetic stripe cards, as they are more secure and less susceptible to skimming attacks.
Monitor your accounts: Regularly monitor your bank and credit card accounts for any unusual transactions or activity, and report any suspicious activity to your bank or card issuer immediately.
Use mobile payment methods: Consider using mobile payment methods, such as Apple Pay or Google Pay, as these use encryption and other security measures to protect your payment information.
Report suspicious activity: If you notice any suspicious activity or signs of skimming fraud, report it to the ATM or POS terminal operator, as well as your bank or card issuer, immediately.
Remember, skimming fraud can be difficult to detect, but by being aware of the risks and taking steps to protect yourself, you can reduce the likelihood of falling victim to these types of attacks.